Private-market access for accredited investors
Boutique access to private credit and owner-led acquisition opportunities.
Zion Wealth helps qualified investors review private credit and acquisition opportunities with clear underwriting, risk discussion, and alignment before capital is considered.
Built for investors who want clarity before access.
- Accredited investor focus
- Private credit and acquisition diligence
- Transparent discussion of risks, fees, liquidity, and conflicts
- Email-first inquiry process
Who this is for
Accredited investors
Investors who can evaluate private opportunities, tolerate illiquidity, and are considering private-market allocations of approximately $100,000 or more.
Private-credit allocators
Investors seeking asset-backed lending exposure where collateral, loan-to-value, borrower quality, term, and servicing are reviewed before participation.
Entrepreneurial capital
Investors open to owner-led acquisition opportunities where operator alignment, business quality, downside risk, and timing are central to the review.
What the diligence package includes
Opportunity structure
How the opportunity is expected to work, who the counterparties are, how investor capital is used, and what documents should be reviewed.
Risk and liquidity summary
Plain-English discussion of capital risk, expected hold period, liquidity limits, collateral or operating risk, and scenario considerations.
Fees and conflicts
Disclosure of referral, management, acquisition, or other economics where relevant so investors can evaluate alignment before proceeding.
Private credit criteria
Asset-backed focus
- Collateral and priority reviewed before allocation
- Loan-to-value and borrower capacity assessed
- Term, exit path, and monitoring process documented
Example structures
Past anonymized lending examples reviewed by Zion include interest-only structures with 15% stated annual interest at 80% LTV and 12% stated annual interest at 70% LTV. These are historical examples only; availability, terms, documents, risk factors, and investor outcomes vary.
Acquisition opportunity criteria
Owner-led acquisitions
Zion focuses on opportunities where the operator has a clear acquisition thesis, meaningful alignment, and a practical plan for transition and value creation.
Business quality
- Durable demand and understandable operations
- Defensible margins or improvement plan
- Reasonable debt use and downside review
How Zion evaluates opportunities
1. Source
Review direct relationships, borrower/operator background, and whether the structure fits the investor base.
2. Underwrite
Assess collateral, documents, borrower capacity, business fundamentals, liquidity, fees, conflicts, and risk factors.
3. Communicate
Share materials with qualified investors in a way that supports thoughtful diligence rather than rushed decision-making.